Or, if you don't have a bank account or don't want to give your banking information to Social Security, you can opt to have your benefits sent to a Direct Express debit card. You can choose to have your monthly benefits deposited directly into your bank account (traditional direct deposit). But that doesn't mean you don't have options. Since 2011, all Social Security payments have been made electronically-so you must sign up for direct deposit. reliable-if your payment date falls on a weekend or federal holiday, your benefits will be paid on the business day before.ĭo I Have to Sign Up for Direct Deposit to Get Social Security?.fast-your benefits will be available to you at the start of the business day you're scheduled to receive payment, and.easy-you won't have to stand in line to cash your check or pay any check-cashing fees.convenient-your payments are automatically put into your bank account or onto your Direct Express card.

secure-you don't have to worry about a check being lost or stolen in the mail.

But direct deposit isn't new-employers have been using it for payroll for decades.Īnd there are some definite benefits to receiving your Social Security disability payments electronically-whether it's a direct deposit to your bank account or to a Direct Express debit card. If you've never used direct deposit before, you might be hesitant to trust your Social Security benefits to this electronic payment process.

Can a Representative Payee Get Direct Deposit Payments?.

Getting Payments Deposited to an Electronic Transfer Account (ETA).

Where Can I Sign Up for Direct Deposit?.

Do I Have to Sign Up for Direct Deposit to Get Social Security?.

What Are the Benefits of Direct Deposit?.

Here's what you need to know about how Social Security direct deposit works and how to set up or change your direct deposit information. Instead, Social Security will deposit your payments directly into your bank account or onto a special debit card (called a Direct Express card). The Social Security Administration (SSA) no longer sends checks in the mail. You'll receive your benefits electronically. Your disability award letter will explain how much your benefits will be and when you can expect to be paid. If you've been approved for Social Security disability insurance (SSDI) or Supplemental Security Income (SSI), you might be wondering what happens next and how you'll get your benefits.

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